Premium Funding

Put commercial insurance cover in place without paying the full premium upfront.

Cover live from day one. Premium spread over manageable instalments. Cash stays in the business. Cover stays in place.

What it is

Cover in place. Cash available. No disruption to operations.

Insurance premiums fall due in full at renewal. A significant outlay that competes with operating costs at exactly the wrong time. Premium funding lets you put cover in place immediately and spread the cost across a term that fits. The business stays protected without a single large payment eating working capital.

What we can fund

Premium funding across the cover your business needs.

We fund most commercial insurance types. If your business pays the premium, we can usually fund it.

Business liability insurance

Public liability, professional indemnity, and commercial general liability. Funded so cover stays current without a large outlay.

Commercial property cover

Material damage and business interruption policies that protect physical assets and operations. Spread over a manageable term.

Commercial vehicle insurance

Fleet and individual commercial vehicle policies. Funded so cover stays in place without disrupting operating cash flow.

Other commercial premiums

Unsure if your policy qualifies? Talk to UNO. If it's a commercial premium your business needs, we can usually fund it.

How it works

Cover in place without the full upfront hit.

A simple process that gets premium funding structured fast, so cover is live when renewal date arrives.

01

The premium and the timing

Tell us about the premium, the renewal date, and the cover you need. We come back with a clear structure.

02

Agree the repayment

We work the instalment schedule and terms so repayments align with how the business runs and how cash moves.

03

Cover live, cash preserved

Premium funded. Cover active. No single outlay hitting working capital at renewal.

Ready to put cover in place

Tell us about the premium. We'll get it structured fast.